We work in partnership with you to determine your financial plans and goals.
Our success is a reflection of the success and standing of our clients.
Personal financial planning helps our clients achieve their personal financial goals.
Our clients are at the focus of everything we do
Because achieving your life goals needs to be planned
A lasting, long-term working relationship is key to delivering informed and relevant advice.
Group Life Assurance
In our opinion this is the most important benefit that an employer can offer because it is inexpensive, valued by employees, easily understood and requires very little administration.
Benefits are a multiple of salary, ranging from one to four times.
We recommend that employees are included in the scheme immediately after they begin employment as this reduces administration costs and improves underwriting.
The cost of the scheme is deductible against taxable profits and the benefits paid tax free to nominated beneficiaries under a Discretionary Trust.
An additional level of cover which is becoming more commonly offered is Critical Illness. This is a lump sum payment paid out on the diagnosis of a medical condition which is either life threatening or reduces ones quality of life to such a degree that normal work cannot be carried out.