Research by the Office of National Statistics in 2008 indicated that over one in three marriages now ends in divorce and older divorcées could find themselves at a bigger financial disadvantage than less established, younger counterparts.
Various options exist with regards to pension sharing on divorce. The more practical option now, however, is that couples can now physically split pension rights at the time of divorce but keep their individual shares invested, allowing both parties to move on but with pension rights in hand and full control over them.